Risksmith Unveils Innovative Earthquake Program for Challenging Property Risks
ATLANTA, G.A. (Dec. 17, 2025) – Risksmith Insurance Services, a specialty Managing General Underwriter (MGU) renowned for its expertise in the E&S property landscape, has officially launched its innovative Difference in Conditions (DIC) Earthquake insurance program. This program is specifically designed for large, complex, and true E&S property exposures, providing unmatched flexibility and deep technical expertise for risks that many markets often overlook, such as older buildings, high liquefaction areas, and tuck-under parking.
The new DIC Earthquake offering allows access to high limits with no Total Insured Value (TIV) maximum. It features flexible structure options, including primary, quota share, or excess placements. This program is available for a diverse range of commercial property risks across major earthquake zones, including California, the Pacific Northwest, New Madrid, and all other U.S. states.
“The risks that require the most expert understanding are the exact risks where our team shines,” stated Ravi Patel, executive vice president and head of property at Risksmith. “We built this program to be flexible, allowing our underwriters to craft solutions with real definition options, real capacity, and no arbitrary TIV caps. It reflects exactly who we are: an underwriter-centric firm that pairs responsible risk-taking with disciplined, long-term value creation.”
Risksmith’s DIC Earthquake program empowers brokers and insureds to customize coverage that meets their specific needs, offering:
- Earthquake, earth movement & earthquake sprinkler leakage coverage
- Carrier or manuscript EQ definition flexibility
- High limits up to $25M
- Large-risk capacity with no maximum TIV
For more information, visit: Risksmith | DIC Earthquake
About Risksmith Insurance Services
Risksmith is a specialty Managing General Underwriter dedicated to delivering intelligently crafted insurance solutions for complex E&S risks. With extensive underwriting expertise across commercial property, construction & inland marine, and professional lines, Risksmith operates with a commitment to responsible risk-taking and an underwriter-first culture. The firm collaborates with wholesalers nationwide to provide thoughtful, creative, and durable solutions for large, unique, and hard-to-place accounts. Learn more at www.risksmithuw.com.
Media contact: Ravi Patel, Telephone: 404.290.6563, Email: ravi.patel@risksmithuw.com
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ATLANTA, G.A. (Dec. 17, 2025) – Risksmith Insurance Services, a specialty Managing General Underwriter (MGU) renowned for its expertise in the E&S property landscape, has officially launched its innovative Difference in Conditions (DIC) Earthquake insurance program. This program is specifically designed for large, complex, and true E&S property exposures, providing unmatched flexibility and deep technical expertise for risks that many markets often overlook, such as older buildings, high liquefaction areas, and tuck-under parking.
The new DIC Earthquake offering allows access to high limits with no Total Insured Value (TIV) maximum. It features flexible structure options, including primary, quota share, or excess placements. This program is available for a diverse range of commercial property risks across major earthquake zones, including California, the Pacific Northwest, New Madrid, and all other U.S. states.
“The risks that require the most expert understanding are the exact risks where our team shines,” stated Ravi Patel, executive vice president and head of property at Risksmith. “We built this program to be flexible, allowing our underwriters to craft solutions with real definition options, real capacity, and no arbitrary TIV caps. It reflects exactly who we are: an underwriter-centric firm that pairs responsible risk-taking with disciplined, long-term value creation.”
Risksmith’s DIC Earthquake program empowers brokers and insureds to customize coverage that meets their specific needs, offering:
- Earthquake, earth movement & earthquake sprinkler leakage coverage
- Carrier or manuscript EQ definition flexibility
- High limits up to $25M
- Large-risk capacity with no maximum TIV
For more information, visit: Risksmith | DIC Earthquake
About Risksmith Insurance Services
Risksmith is a specialty Managing General Underwriter dedicated to delivering intelligently crafted insurance solutions for complex E&S risks. With extensive underwriting expertise across commercial property, construction & inland marine, and professional lines, Risksmith operates with a commitment to responsible risk-taking and an underwriter-first culture. The firm collaborates with wholesalers nationwide to provide thoughtful, creative, and durable solutions for large, unique, and hard-to-place accounts. Learn more at www.risksmithuw.com.
Media contact: Ravi Patel, Telephone: 404.290.6563, Email: ravi.patel@risksmithuw.com
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