APCIA’s 2026 Strategy to Address Legal System Misuse and Safeguard Insurance Affordability

The American Property Casualty Insurance Association (APCIA) has unveiled its advocacy priorities for 2026, emphasizing its commitment to fostering private competitive markets. This initiative aims to ensure that both personal and commercial insurance remain accessible and affordable for all.

“APCIA’s mission statement reflects our unwavering dedication to safeguarding consumers and businesses through strong, competitive markets,” stated David A. Sampson, president and CEO. “Our 2026 priorities build on this foundation by addressing emerging risks, defending sound regulatory practices, and promoting resilience in an increasingly complex world.”

“Legal system abuse is not just a courtroom issue – it’s an affordability issue for families and businesses nationwide. Every household is effectively paying a hidden ‘tort tax’ of more than $5,000 annually due to unchecked litigation practices. APCIA will aggressively fight for disclosure in secretive third-party litigation funding and reforms to address misleading legal advertising that fuel frivolous lawsuits and inflate claims costs.”

In addition to tackling legal system abuses, APCIA is committed to advocating for improvements in state-based insurance regulation. This includes preserving risk-based pricing, promoting competitive private markets, and ensuring that insurance remains affordable and available for consumers. The association also aims to mitigate external cost drivers by pushing for auto safety laws, tax parity, and disaster resilience measures. Key initiatives include the reauthorization of the National Flood Insurance Program (NFIP) and investments in mitigation strategies.

SOURCE: APCIA

The American Property Casualty Insurance Association (APCIA) has unveiled its advocacy priorities for 2026, emphasizing its commitment to fostering private competitive markets. This initiative aims to ensure that both personal and commercial insurance remain accessible and affordable for all.

“APCIA’s mission statement reflects our unwavering dedication to safeguarding consumers and businesses through strong, competitive markets,” stated David A. Sampson, president and CEO. “Our 2026 priorities build on this foundation by addressing emerging risks, defending sound regulatory practices, and promoting resilience in an increasingly complex world.”

“Legal system abuse is not just a courtroom issue – it’s an affordability issue for families and businesses nationwide. Every household is effectively paying a hidden ‘tort tax’ of more than $5,000 annually due to unchecked litigation practices. APCIA will aggressively fight for disclosure in secretive third-party litigation funding and reforms to address misleading legal advertising that fuel frivolous lawsuits and inflate claims costs.”

In addition to tackling legal system abuses, APCIA is committed to advocating for improvements in state-based insurance regulation. This includes preserving risk-based pricing, promoting competitive private markets, and ensuring that insurance remains affordable and available for consumers. The association also aims to mitigate external cost drivers by pushing for auto safety laws, tax parity, and disaster resilience measures. Key initiatives include the reauthorization of the National Flood Insurance Program (NFIP) and investments in mitigation strategies.

SOURCE: APCIA