Exploring My Emerging Markets
NAT CAT Coverage for Renewable Energy Projects
Market Detail: NARDAC, a specialist energy and infrastructure Managing General Agent (MGA), provides dedicated Excess of Loss (XOL) insurance coverage tailored for both operational and construction-phase solar projects. These projects are often vulnerable to severe convective storms and other named natural catastrophe perils. The insurance program not only includes business interruption (BI) coverage but also delay in start-up (DSU) coverage, empowering insureds to manage long-tail financial impacts with confidence.
Key program highlights feature excess of loss coverage and customized protection for named NAT CAT perils, such as hail and wind. The robust financial protection encompasses both business interruption and delay in start-up, making it scalable to meet diverse risk profiles. The program is open to all attachment points exceeding $10 million, offering project flexibility suitable for both single-site and portfolio solar projects. This trusted security is backed by AM Best “A”-rated, non-admitted London and Lloyd’s markets.
Target clients: Utility-scale renewable energy projects located in the contiguous United States, accommodating both portfolios and single sites.
Available Limits: Up to $20 million of CAT limit per placement.
Carrier: London and Lloyd’s markets, non-admitted, rated A.
States: Coverage available in all 50 states and the District of Columbia.
Contact: Harry Downes, harry.downes@nardac.com, +44.7442.364960
Specialized Workers’ Comp for Ambulance & NEMT Providers
Market Detail: Cluett’s Broad Appetite NEMT program is specifically designed to accommodate a wide range of non-emergency medical transportation risks. This includes accounts that may fall outside traditional underwriting guidelines.
Eligible risks can encompass smaller fleets, newer operations, mixed vehicle schedules, or accounts that require underwriting flexibility. Available coverages may include commercial auto liability, auto physical damage, general liability, professional liability, and workers’ compensation (where applicable).
Cluett leverages multiple insurance markets to provide effective placement solutions for non-standard NEMT risks.
Available Limits: Not disclosed.
Carrier: Rated A by AM Best.
States: Coverage available in Alabama, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Montana, Nevada, New Hampshire, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia, and Wisconsin.
Contact: Bruce Cluett, cluett@insurancemarketinfo.com, 800-926-6771
Last-Mile Delivery Auto Liability Insurance
Market Detail: STAR Mutual RRG offers commercial auto liability coverage specifically for last-mile and courier delivery operators. This program is tailored for fleets and independent drivers utilizing cargo vans, sprinters, and box trucks under 26,000 lbs. to service wholesale, retail, and e-commerce distribution. STAR is rated “A” (Exceptional) by Demotech, Inc. and “B+” (Good) by A.M. Best, supported by “A+” (Superior) reinsurance carriers.
Program features include an agency online portal for instant quoting and servicing, rapid policy issuance, and electronic document delivery. Auto liability limits can go up to $1.5 million, with high deductible options available for fleets. State and federal filings are also offered, along with dedicated claims support that possesses transportation expertise.
Additional coverages include Uninsured/Underinsured Motorist (UM/UIM), Personal Injury Protection (PIP), and Physical Damage (available through our partner, Reliable Transportation Association).
Vehicle classes covered consist of cargo vans, sprinters, and box trucks (≤26,000 lbs.), while business classes include last-mile delivery, retail/wholesale distribution, and courier services.
Discounts are available for safe driving practices (based on qualified safety scores), business tenure (considering CDL and operating history), military discounts for veterans (both business owners and drivers), and owner-operator discounts with pay-in-full options.
Retail and wholesale agents are encouraged to apply at https://starrrg.com.
Available Limits: Not disclosed.
Carrier: Non-admitted, rated B+ by AM Best.
States: Coverage available in Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Maine, Maryland, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.
Contact: Agent Support, agents@starrrg.com, 855-569-7827
NAT CAT Coverage for Renewable Energy Projects
Market Detail: NARDAC, a specialist energy and infrastructure Managing General Agent (MGA), provides dedicated Excess of Loss (XOL) insurance coverage tailored for both operational and construction-phase solar projects. These projects are often vulnerable to severe convective storms and other named natural catastrophe perils. The insurance program not only includes business interruption (BI) coverage but also delay in start-up (DSU) coverage, empowering insureds to manage long-tail financial impacts with confidence.
Key program highlights feature excess of loss coverage and customized protection for named NAT CAT perils, such as hail and wind. The robust financial protection encompasses both business interruption and delay in start-up, making it scalable to meet diverse risk profiles. The program is open to all attachment points exceeding $10 million, offering project flexibility suitable for both single-site and portfolio solar projects. This trusted security is backed by AM Best “A”-rated, non-admitted London and Lloyd’s markets.
Target clients: Utility-scale renewable energy projects located in the contiguous United States, accommodating both portfolios and single sites.
Available Limits: Up to $20 million of CAT limit per placement.
Carrier: London and Lloyd’s markets, non-admitted, rated A.
States: Coverage available in all 50 states and the District of Columbia.
Contact: Harry Downes, harry.downes@nardac.com, +44.7442.364960
Specialized Workers’ Comp for Ambulance & NEMT Providers
Market Detail: Cluett’s Broad Appetite NEMT program is specifically designed to accommodate a wide range of non-emergency medical transportation risks. This includes accounts that may fall outside traditional underwriting guidelines.
Eligible risks can encompass smaller fleets, newer operations, mixed vehicle schedules, or accounts that require underwriting flexibility. Available coverages may include commercial auto liability, auto physical damage, general liability, professional liability, and workers’ compensation (where applicable).
Cluett leverages multiple insurance markets to provide effective placement solutions for non-standard NEMT risks.
Available Limits: Not disclosed.
Carrier: Rated A by AM Best.
States: Coverage available in Alabama, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Montana, Nevada, New Hampshire, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia, and Wisconsin.
Contact: Bruce Cluett, cluett@insurancemarketinfo.com, 800-926-6771
Last-Mile Delivery Auto Liability Insurance
Market Detail: STAR Mutual RRG offers commercial auto liability coverage specifically for last-mile and courier delivery operators. This program is tailored for fleets and independent drivers utilizing cargo vans, sprinters, and box trucks under 26,000 lbs. to service wholesale, retail, and e-commerce distribution. STAR is rated “A” (Exceptional) by Demotech, Inc. and “B+” (Good) by A.M. Best, supported by “A+” (Superior) reinsurance carriers.
Program features include an agency online portal for instant quoting and servicing, rapid policy issuance, and electronic document delivery. Auto liability limits can go up to $1.5 million, with high deductible options available for fleets. State and federal filings are also offered, along with dedicated claims support that possesses transportation expertise.
Additional coverages include Uninsured/Underinsured Motorist (UM/UIM), Personal Injury Protection (PIP), and Physical Damage (available through our partner, Reliable Transportation Association).
Vehicle classes covered consist of cargo vans, sprinters, and box trucks (≤26,000 lbs.), while business classes include last-mile delivery, retail/wholesale distribution, and courier services.
Discounts are available for safe driving practices (based on qualified safety scores), business tenure (considering CDL and operating history), military discounts for veterans (both business owners and drivers), and owner-operator discounts with pay-in-full options.
Retail and wholesale agents are encouraged to apply at https://starrrg.com.
Available Limits: Not disclosed.
Carrier: Non-admitted, rated B+ by AM Best.
States: Coverage available in Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Maine, Maryland, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.
Contact: Agent Support, agents@starrrg.com, 855-569-7827
