Four Individuals in New Jersey Charged in Alleged $250K Travel Insurance Fraud Scheme

In a significant legal development, four individuals have been indicted in New Jersey for their alleged involvement in a fraudulent travel insurance scheme that sought to claim over $250,000. This case highlights the ongoing issues of insurance fraud and the lengths to which some individuals will go to exploit the system.

The accused include Agustin Matos from North Haledon, New Jersey; Kenia Ivonne Vasquez from the Bronx, New York; and Keyra Carla Liriano and Patricio Arturo Alfonso, both hailing from Fort Lee, New Jersey. They face serious charges, including conspiracy, insurance fraud, attempted theft by deception, impersonation/theft of identity, and falsifying or tampering with records. Notably, Liriano has an additional charge of theft by deception. The indictment was issued by a state grand jury on December 5, 2025.

The investigation began when the Office of the Insurance Fraud Prosecutor (OIFP) received a referral from the American International Group Inc. (AIG). Between April 2022 and August 2023, the defendants allegedly opened multiple travel insurance policies with various insurance companies, all covering the same trip to a foreign destination. During this process, they reportedly used false identities and shared credit card information that linked them together.

Once the policies were in place, the defendants allegedly filed claims with each insurance carrier, falsely claiming they had been hospitalized while abroad and incurred significant medical expenses covered by their travel insurance. They submitted identical information to multiple carriers while certifying that they had no other insurance covering these expenses or the trip itself.

While most insurance companies denied these fraudulent claims, Liriano is accused of successfully obtaining $14,835 in claim payments from two carriers. Collectively, the four defendants attempted to defraud the insurance companies of approximately $252,852, with individual amounts as follows: Matos – $19,986; Vasquez – $27,812; Liriano – $37,226; and Alfonso – $167,829.

It is important to note that the charges and allegations contained in the indictment are merely accusations. The defendants are presumed innocent unless proven guilty in a court of law.

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Numbers
New Jersey

In a significant legal development, four individuals have been indicted in New Jersey for their alleged involvement in a fraudulent travel insurance scheme that sought to claim over $250,000. This case highlights the ongoing issues of insurance fraud and the lengths to which some individuals will go to exploit the system.

The accused include Agustin Matos from North Haledon, New Jersey; Kenia Ivonne Vasquez from the Bronx, New York; and Keyra Carla Liriano and Patricio Arturo Alfonso, both hailing from Fort Lee, New Jersey. They face serious charges, including conspiracy, insurance fraud, attempted theft by deception, impersonation/theft of identity, and falsifying or tampering with records. Notably, Liriano has an additional charge of theft by deception. The indictment was issued by a state grand jury on December 5, 2025.

The investigation began when the Office of the Insurance Fraud Prosecutor (OIFP) received a referral from the American International Group Inc. (AIG). Between April 2022 and August 2023, the defendants allegedly opened multiple travel insurance policies with various insurance companies, all covering the same trip to a foreign destination. During this process, they reportedly used false identities and shared credit card information that linked them together.

Once the policies were in place, the defendants allegedly filed claims with each insurance carrier, falsely claiming they had been hospitalized while abroad and incurred significant medical expenses covered by their travel insurance. They submitted identical information to multiple carriers while certifying that they had no other insurance covering these expenses or the trip itself.

While most insurance companies denied these fraudulent claims, Liriano is accused of successfully obtaining $14,835 in claim payments from two carriers. Collectively, the four defendants attempted to defraud the insurance companies of approximately $252,852, with individual amounts as follows: Matos – $19,986; Vasquez – $27,812; Liriano – $37,226; and Alfonso – $167,829.

It is important to note that the charges and allegations contained in the indictment are merely accusations. The defendants are presumed innocent unless proven guilty in a court of law.

Topics
Numbers
New Jersey