Iowa Woman Faces Charges for Alleged Insurance Fraud

Cristal Gale Kastantin, a resident of Wheatland, Iowa, was apprehended on January 3, 2026, due to outstanding arrest warrants related to insurance fraud, as announced by the Iowa Insurance Division.

Kastantin faces serious charges, including one count of Ongoing Criminal Conduct (Class B Felony), one count of Theft in the 1st Degree (Class C Felony), one count of Theft in the 2nd Degree (Class D Felony), and one count of Fraudulent Submission (Class D Felony).

The criminal complaints, filed by the Iowa Insurance Division’s Fraud Bureau in conjunction with the Clinton County Sheriff’s Office, detail the misconduct attributed to Kastantin during her previous employment at a now-defunct insurance agency in Wheatland. Allegations indicate that she orchestrated a scheme to misappropriate company funds for her personal benefit.

Kastantin reportedly misused work funds on numerous occasions, making unauthorized personal purchases at various retailers. Furthermore, she allegedly utilized these funds to make a down payment on her personal vehicle, as outlined in the criminal charges.

Beyond the misuse of funds, the complaints also assert that Kastantin intentionally submitted or facilitated the submission of false documentation concerning an insurance claim. This documentation falsely claimed that restoration services had been rendered to an insured party, which, in reality, had not occurred.

The fraudulent documentation indicated that the services were provided by a business in which Kastantin held a financial interest. This deceitful act resulted in the business receiving payment for services that were never actually delivered, leading to a financial loss for the insurer.

Source: Iowa Insurance Division

Topics
Fraud

Cristal Gale Kastantin, a resident of Wheatland, Iowa, was apprehended on January 3, 2026, due to outstanding arrest warrants related to insurance fraud, as announced by the Iowa Insurance Division.

Kastantin faces serious charges, including one count of Ongoing Criminal Conduct (Class B Felony), one count of Theft in the 1st Degree (Class C Felony), one count of Theft in the 2nd Degree (Class D Felony), and one count of Fraudulent Submission (Class D Felony).

The criminal complaints, filed by the Iowa Insurance Division’s Fraud Bureau in conjunction with the Clinton County Sheriff’s Office, detail the misconduct attributed to Kastantin during her previous employment at a now-defunct insurance agency in Wheatland. Allegations indicate that she orchestrated a scheme to misappropriate company funds for her personal benefit.

Kastantin reportedly misused work funds on numerous occasions, making unauthorized personal purchases at various retailers. Furthermore, she allegedly utilized these funds to make a down payment on her personal vehicle, as outlined in the criminal charges.

Beyond the misuse of funds, the complaints also assert that Kastantin intentionally submitted or facilitated the submission of false documentation concerning an insurance claim. This documentation falsely claimed that restoration services had been rendered to an insured party, which, in reality, had not occurred.

The fraudulent documentation indicated that the services were provided by a business in which Kastantin held a financial interest. This deceitful act resulted in the business receiving payment for services that were never actually delivered, leading to a financial loss for the insurer.

Source: Iowa Insurance Division

Topics
Fraud